Wednesday, August 6, 2014

Are You Asking How Much Your Medical Care Is Costing?

By Coleen Elkins

Would you go into one of those big box stores and tell them you want to take home this big screen without knowing the price?

Probably not you would not only know the exact price you would have decided how you are going to pay for it. You would know the dimensions and if it has high definition, is it an LED? You would know if it was going to fit in your car or if you will have to borrow a friends truck to get it home.

Why do we shop with such detail when we are taking home our "goodies and toys", but we don't do the same when we are taking care of our health?

Folks be savvy!

Let's say your physician is recommending a CT scan. Do you know how much they cost? They can cost upwards of $6,000.00. Who is ultimately paying for that? YOU! You will pay both directly and indirectly with  deductibles, co-insurance and higher premiums over all.

What would happen if you said to your doctor how much is this going to cost and is it medically necessary? What would happen if you asked for a list of facilities offering CT scans and started shopping price? One shopper discovered this when he started asking questions an abdominal CT would cost $4,423 the insurance carriers negotiated rate is about $2,400.00 and that its cash price would be $250.00. Which would you rather pay?

Legislation to force medical cost transpariency never makes it to a vote. Why? Lobbyists!

Be savvy! Start asking questions and become part of the driving force to bring medical costs down! Push for transparency of medical cost every time you visit a doctor or medical facility!

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