By Coleen Elkins
Some medications are necessary to manage chronic illness and sustain quality of life. Many of these medications are very expensive.
Those people enrolled in Bronze and Silver Plans may find themselves unable to afford their medications due to "cost sharing" of their plan. Some of the Silver Plans and all the Bronze plans have the drug benefits built into the deductible cost sharing. Meaning out of pocket costs on the patients part must be satisfied before the plan costs shares in filling prescription drugs. On the Bronze plans that average cost is $4,986.
Some of the higher premium plans have a separate cost sharing for prescription drugs.
Read more about plan RX cost sharing here
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