Happy Halloween All!
This Blog Post is directed to under 65 clients and future clients.
We know many of your are feeling very anxious about your health insurance options for 2017.
In 2017 those UNDER AGE 65 not receiving a tax credit and not on a grandfathered plan will be experiencing rate increases averaging 25 percent. In states such as Texas it will be higher in the 60 percent range for most. In Arizona 116 percent rate increases have been announced. As it stands at this moment in some counties in the United States insureds may only have one health insurance carrier option.
Unfortunately some of the rates provided by insurance companies and CMS (Center for Medicare and Medicaid Services) to us in the pre-enrollment preview are not accurate. As they are being downloaded to our quoting systems revisions are being received the next day and beyond.
Open enrollment begins tomorrow November 1st 2016. We want to provide you with accurate information and details in our proposals. We don’t want you making decisions regarding your 2017 health insurance based on inaccurate information. This would be upsetting for you and time consuming for all of us.
***Another very important point is the upcoming election on November 8th is going to drive the future of health insurance in 2017 and for years to come. We highly recommend you take NO ACTION until after the election.
As licensed agents we are receiving invitations from multiple health insurance carriers to attend post election webinars the week after the election regarding the future of health insurance. We will be attending all of these webinars and providing information on what we learn so our clients can make informed decisions.
Remember you have until December 15th to make your elections for January 2017.
We will be updating our blog as we learn more (the link is on our website).
Thank you very much for your business and the opportunity to be of service.
Coleen M. Elkins
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