Sunday, September 7, 2014

How Much Time Do You Devote To Insuring Your Health?

By Coleen Elkins

Choosing the wrong health plan can cause catastrophic damage to your bottom line and ultimately your credit score. Most people are not comfortable shopping for health insurance and look forward to it about as much as they look forward to doing their taxes.

A recent survey by AFLAC a supplemental insurance company found that even though health insurance is a significant portion of a persons budget they spend about 15 minutes or less researching their options. Research shows people spend significantly more time researching electronic purchases, automobile insurance and where they will vacation.

Often when people look for health insurance they are looking for the cheapest rate. They may be selling themselves short on the benefit side and only realize it when they need to use their benefits. They also may end not covering the medications they need the most. Remember if you are on a Medicare Advantage Plan or you are under 65 you are locked into your plan at certain times of the year.

Did you know using the services of a licensed insurance agent or broker costs you nothing extra? Experienced agents will take the time to find out what is important to you and assist you in finding the benefits that best meet your personal needs.

As we approach the new year and open enrollment for Medicare and the Affordable Care Act are almost here it is time for EVERYONE to review their options. You need to make sure you are getting the best benefits for the best price.

If you live in Arizona, Nevada or Texas visit our websites and bookmark them to learn more and

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