Medicare open enrollment period also known as AEP is almost here! It is from October 15th until December 7th.
Your mailbox will soon be overstuff with more information than you brain will be able to handle. There is one piece of mail you MUST SAVE! Before you open that recycle bin and make a large contribution sort through the mail.
What are you watching for??? Your ANNUAL NOTICE OF CHANGE it is coming from your current Medicare Advantage or Prescription Drug Plan. It is your crystal ball to your benefits for 2015.
Medicare changes are on the horizon and 2015 this could be a pivotal year. Shifts are occurring in medical and RX benefits. Some are so small they may not register on your Richter scale, but could make a large impact on your personal benefits. You need to be watching for changes that would impact your annual out of pocket expenses. In other words look to things that affect your “bottom line”.
If you don’t know how to decipher what is changing call your Medicare agent. If you don’t have one consider finding one, because an agent can guide you at no extra cost to you.
Coleen Elkins is an independent health insurance agent
Visit our websites:
For Medicare in Arizona, Nevada and Texas http://www.yourmedicaremarketplace.com
For Under 65 health insurance in Arizona, Nevada and Texas http://www.yourhealthbenefitmarketplace.com
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